How To Get The Cheapest Mobility Scooter Insurance

We are frequently asked about how to find the cheapest quotations for insurance of mobility scooters.

These days there are more and more companies offering insurance and to be honest it is really very inexpensive to take out a comprehensive policy which insures you for the scooter as well as for third-party liability.

The major household name insurance companies who typically specialise in providing car insurance and house and home insurance, rarely offer insurance policies on mobility scooters. So you won’t be able to get insurance from Saga, Age Concern, Direct Line, Churchill, Admiral or Aviva.


You might expect the major comparison websites such as Go Compare, Compare the Market,, MoneySupermarket to offer insurance but at this moment in time they don’t.

Fortunately we have scoured the market to find you the best deals and by filling out some basic details above using our quick quote form, we can get back to you asap with a price and full details of what is included in the policy.

We highly recommend that you also read our page on frequently asked questions on mobility scooter insurance and the many reasons why it is strongly suggested you take out a policy.

Although it is not a legal requirement to have mobility scooter insurance, it is possible that should you have an accident with another person or their property, you could be liable to substantial damages and end up in court.

Of course it is very difficult to be specific when naming insurance companies because great attention and care must be taken to make sure you are comparing like with like. A cheap quote from one insurance company may not include certain benefits that a more expensive policy includes.

It is absolutely defeating the purpose of taking out insurance if the cheapest quotation does not cover you for the situations that you are looking to protect against.

Having said this, we do list a number of different providers who offer insurance for mobility scooters and we have made sure that we have listed the companies that we know offer the very best value for money and who are typically the cheapest providers of mobility scooter insurance.

6 Tips to Get the Cheapest Insurance Quotation

  1. Pay an annual lump sum instead of instalments which often carry an interest charge.
  2. Use a price comparison website that shops around on your behalf to give you the cheapest provider your specifications.
  3. Try an insurance broker who may be able to get access to deals that are not available to members of the general public.
  4. Try contacting your existing insurance company who may be able to offer you a discount because you are already a customer of theirs.
  5. Increase the excess on the policy which does mean you increase the risk to yourself but at least it brings the premium down should you consider yourself low risk.
  6. Negotiate the removal of unwanted clauses in the policy. In other words should a standard insurance policy include coverage which you do not require, remove these unwanted benefits in order to get a lower price.

Online Price Comparison of Mobility Scooter Insurance

It is now common in many countries to find on the Internet, online price comparison websites. Up until now these sites have typically covered the most common types of insurance such as car, house and home. Now it is possible to compare prices online for insuring a mobility scooter. This enables you in just a few seconds to find out who is offering the cheapest insurance quote.

Examples of Recent Quotations We Have Been Asked For:

Monarch Mobie – value £1800
Pride Go Go Traveller
Pride Colt Deluxe – Value £975
Sterling Sapphire
Pride Go Go Elite Traveller sport – 12 months old – Value £1200
Drive Royale 4 – brand new £2995
Mercury Prism 4
Invacare Leo – value £995
Shoprider Sovereign
Pro Rider Road King – approx value £900
Rascal Balance Liteway 3
Daytona xlr – £1140. Brand new.
Daysin Strider md4 plus – value £1000.
Rascal VEOX – value £1000
Pride Go Go – good condition/£300
TGA Supersport long wheelbase21 – Purchased June 2011 – Value @ £2300
Freerider Westminster
Jazzy Select – value £2000
Pride Go Go Elite – 12 months old. Paid £500 new.
Quingo Air – 3 years old, value £800.
Electromotion Microglide – 3 yrs old, cost £1300 – Looking for public liability insurance
Road King class 2 – Age – new. Value £900.00. Road registered
Pride Colt Nine – Bought april 2011 new – purchase price £1000.
Invacare Odel – £650 new.
Pride Elite GoGo Traveller – Value £350.00 approx. Stored in a locked garage.
Shoprider Deluxe – Age 2002 bought second hand £250.
Shoprider Cordoba – Now 3 years old – Value new was £1500.
Rascal 600 – 2009 £300.
Quingo Sport
Shop rider cadiz
2GOability boost – 12 months old, value approx £900.
TGA breeze 4 – 2008 £2000.
Stirling little gem – 3 to 4 years old and approx. value £450.00
Pride/colt deluxe – 2011 – £400
Pride comfort coach
Ultralite 480
Road king atom 3
Electric mobility rascal pioneer
Shoprider sprinter deluxe
Roma Medical – Sorento
Sterling diamond class 3
Pride Celebrity X Sport
Tiga, minimo
Medicare Technology Regatta 8
Sterling sapphire LS
Luggie Freerider
Mobility Nation Explorer 4
Shoprider Cadis
Mercury Prism
Luggie Elite – Need full cover including for travel and accident / liability / theft etc.
Tramper Mk 1b – All terrain off road and road legal with lights and indicators.
Wheeltech mercury 48
TGA Breeze 4S
Pro-Rider Road King
Roma Shoprider Cadiz
Rascal Liteway 6
Breeze S. 1106000
Royale Drive
Sovereign 4
Horizon Mayan AC
Rascal taxi
Kymco mini ls for u
Merits Road King s148
Avocet cityranger
Scout drive
Segue Mobil
Mercury Neo4
Sterling Sapphire 2
Strider md 4
Invacare meteor plus 2 liteway 8
Strider Midi 4 Plus
Prism Medicare 4-wheel
Medicare Sterling Pearl
Sunrise med diamond
Invercare Comet
Prorider Roadking
Sovereign Shop Rider
Dma Mertis
TGA Breeze 3
Roma cameo
Wheeltec rio4
TGA Mystere
Electric mobility ultralite 480
Pride victory 4
Mega Lite 6
Heartway royal 4
Pride Colt XL8
ProRider Road King
Electric Mobili Voyager 6
Kymco midi xl
Van OS Medical. Excit 4 Galaxy
M41 pronto
Sunrise Mobile Sapphire 2
Shoprider Paris
Pride Rascal 388s
Spitfire EX 1320
RGA Eclipse
TGA breeze 4 full cabin
Rascal Pioneer
Shoprider Trevaso
Invacare orion 8mph
Rascal 388s
Sterling emerald
Pride Colt Pursuit XL 8
Sportrider Trike
Roma Valencia
Patterson Medical Strider ST5
Sterling pearl
Pro rider freedom
Invercare Lynx
Borgaletti B9500X
Sunrise diamond
Shoprider sunrunner 4
Liteway Rascal 4 wheel
Monarch xl8 special edition
Kymco Maxi XL
Whisper shoprider
Freerider kensington 510 dx
Borgarelli 9500x
Liteway 8
CTM hs-360
CareCo Starlite Travel Mobility Scooter


These are the most popular questions we are asked:

  1. How much does it cost to insure a mobility scooter?
  2. Where can I get the cheapest insurance for mobility scooters?
  3. Can you recommend a specific company as the best insurer?
  4. Are there websites that compare quotes for mobility scooter insurance (comparison sites)?
  5. Does my mobility scooter coverage extend abroad so that I can safely take it out the country when I go on holiday?
  6. Can I get mobility scooter insurance from companies and organisations such as Saga or Age Concern?

We finish below with a video showing the world’s fastest mobility scooter, clocking a national speed breaking 71.59mph at Santa Pod on 14th October 2010.

[jwplayer mediaid=”124″]


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